All in one Cooperative Management
Ajohybrid is an Enterprise System designed for cooperatives and informal financial sector/groups. Collect payments, manage members, shares, online market place, Esusu groups, audit reports etc.
Featured Services
We are dedicated to providing you with valuable features that simplify your cooperative and member needs and provide you with data to make informed decisions. Some of our comprehensive range of services are as follows:
Why Choose Us
Our dedicated team of experts conducts thorough research and analysis to provide you with comprehensive and unbiased reviews of various loan options.
The Cooperative Mantra
Na the Money wey you Save go Save you!
About Us
Ajohybrid is powered by App Hub Limited, a Digital Infrastructure Provider/Developer fully registered with the Corporate Affairs Commission of Nigeria. Our vision is to help digitise traditional processes in the region while at the same time promoting and encouraging financial inclusion.
With years of experience in the financial industry
We promote and make thrift and credits systems easier.
Our user-friendly playform allow transparency across board.
We strive to ensure our system is usable by all demography.
Process Tracker
Cooperatives can setup a store on the platform where they showcase their wares to potential buyers. Members can make purchases and track all that they have purchased.
Download Our Apps
Take advantage of our convenient mobile app to access our services anytime, anywhere as a cooperative member. Download our app today and experience the ease of managing your cooperative finances
Frequently Asked Questions
We've compiled a list of frequently asked questions to provide you with quick and helpful answers. If you have a question that is not addressed below, kindly use the contact form to reach us.
Ajo-Hybrid Ajo, Thrift, and Co-operative is a financial platform designed to facilitate savings, loans, and cooperative financial services among members.
The application allows members to save money, take out loans, and participate in cooperative financial activities. Users can track their contributions, manage their accounts, and access financial services conveniently through the app.
To register, download the app from app store or play store, click on the Sign Up button, input referral co-op code or paste co-op link in your browser, and follow the instructions to enter your personal information, verify your identity, and create an account after receiving an otp via email or phone number.
You will need to provide your full name, email address, phone number, and a valid ID for verification.
Membership fees may vary depending on the cooperatives policies. Check the app or contact customer support for specific details.
To make a contribution, log in to the app, navigate to the portfolio, click on co-op payment section, input amount, and follow the prompts to deposit funds using your preferred payment method.
No, this is inputted manually by you.
If you miss a contribution, you will receive a reminder notification. Consistent missed contributions could affect your eligibility for certain services.
To apply for a loan, log in to the app, go to the get Loans section, and fill out the application form and indicate out 2 guarantors in your co-op. Your request will be reviewed, and you will be notified of the decision.
Eligibility requirements may vary, but generally, you need to be an active member with a good savings record. Additional criteria may apply based on the loan amount.