All in one Cooperative, Groups and Association Management
Ajohybrid is a digital Cooperative, Associations and Groups management app that seeks the onboarding informal financial groups into the formal financial sector.
Featured Services
We are dedicated to providing you with valuable features that simplify your cooperative and member needs and provide you with data to make informed decisions. Some of our comprehensive range of services are as follows:
Why Choose Us
Ajohybrid app automates membership onboarding, loan application, approval, disbursement and repayment. Above all, Ajohybrid ensures timely, real-time reports of both individual and group financial activity for cooperatives, regulatory and audit compliance is guaranteed.
The Cooperative Mantra
Na the Money wey you Save go Save you!
About Us
Ajohybrid is powered by App Hub Limited, a Digital Infrastructure Provider/Developer fully registered with the Corporate Affairs Commission of Nigeria. Our vision is to help digitise traditional processes in the region while at the same time promoting and encouraging financial inclusion.
With years of experience in the financial industry
We promote and make thrift and credits systems easier.
Our user-friendly playform allow transparency across board.
We strive to ensure our system is usable by all demography.
Featured Services
Cooperatives can setup a store on the platform where they showcase their wares to potential buyers. Members can make purchases and track all that they have purchased.
Get StartedWith our unique member referral link, expanding your cooperative has never been easier. Now, your members can refer new cooperators from anywhere, ensuring that distance is no longer a barrier to growth. By sharing this personalized link, members can quickly invite others to join, helping to boost engagement and participation in your cooperative. This feature streamlines the onboarding process, allowing you to grow your membership base and strengthen community bonds effortlessly.
Ajohybrid also empowers cooperation between multiple cooperatives through our platform’s ability to host multiple cooperatives. This feature, combined with our in-built marketplace, fosters integration and collaboration among different cooperatives, allowing them to work together toward shared goals. Whether it's resource sharing, joint ventures, or skill exchange, Ajohybrid supports the collective goals of cooperatives, ensuring a vibrant and connected community of cooperators.
Download Our Apps
Take advantage of our convenient mobile app to access our services anytime, anywhere as a cooperative member. Download our app today and experience the ease of managing your cooperative finances
Frequently Asked Questions
We've compiled a list of frequently asked questions to provide you with quick and helpful answers. If you have a question that is not addressed below, kindly use the contact form to reach us.
Ajo-Hybrid Ajo, Thrift, and Co-operative is a financial platform designed to facilitate savings, loans, and cooperative financial services among members.
The application allows members to save money, take out loans, and participate in cooperative financial activities. Users can track their contributions, manage their accounts, and access financial services conveniently through the app.
To register, download the app from app store or play store, click on the Sign Up button, input referral co-op code or paste co-op link in your browser, and follow the instructions to enter your personal information, verify your identity, and create an account after receiving an otp via email or phone number.
You will need to provide your full name, email address, phone number, and a valid ID for verification.
Membership fees may vary depending on the cooperatives policies. Check the app or contact customer support for specific details.
To make a contribution, log in to the app, navigate to the portfolio, click on co-op payment section, input amount, and follow the prompts to deposit funds using your preferred payment method.
No, this is inputted manually by you.
If you miss a contribution, you will receive a reminder notification. Consistent missed contributions could affect your eligibility for certain services.
To apply for a loan, log in to the app, go to the get Loans section, and fill out the application form and indicate out 2 guarantors in your co-op. Your request will be reviewed, and you will be notified of the decision.
Eligibility requirements may vary, but generally, you need to be an active member with a good savings record. Additional criteria may apply based on the loan amount.