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  • Phone:

    +2348033056352
  • Email:

    Info@ajohybrid.com
  • Location:

    D WING, CORPORATE BLOCK, NATIONAL POPULATION COMMISSION COMPLEX, OPP RITA LORI HOTELS. NO 12-14 BABS ANIMASHAUN STREET, SURULERE, LAGOS

Ajohybrid! P o w e r i n g Cooperatives, Groups and Associations

Ajohybrid is a digital Cooperative, Associations and Groups management app that seeks the onboarding of informal financial groups into the formal financial sector.

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vector Featured Services

Simplifying Cooperative Administration

We are dedicated to providing you with valuable features that simplify your cooperative and member needs and provide you with data to make informed decisions. Some of our comprehensive range of services are as follows:

Loan Management

Using our platform, cooperatives can process loans, from applications by members, to approval/decline and disbursement.

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Funds Collection

Using our secured 3rd party gateway, members of cooperatives can make their periodic contributions easily via the platform.

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Audit Compliance

Cooperative financial teams can use the platform to manage, track and audit financial activities for the entire cooperative.

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Member Management

With our cooperative to member registration, each cooperative exco can easily get a detailed report on members or track registration.

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Shares Management

Cooperatives that are interested in shares acquisition (for external investments purposes) can use the platform to create, sell and track shareholders and dividends.

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ajohybrid - choose us
vector Why Choose Us

Experience Excellence in Cooperative Administration

Ajohybrid app automates membership onboarding, loan application, approval, disbursement and repayment. Above all, Ajohybrid ensures timely, real-time reports of both individual and group financial activity for cooperatives, regulatory and audit compliance is guaranteed.

  • Unbanked Coverage
  • Expert Guidance and Insights
  • User-Friendly
  • Trusted User Reviews
vectorThe Cooperative Mantra

All for One! One for All

Na the Money wey you Save go Save you!

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We are Ajohybrid!

Ajohybrid is powered by App Hub Limited, a Digital Infrastructure Provider/Developer fully registered with the Corporate Affairs Commission of Nigeria. Our vision is to help digitise traditional processes in the region while at the same time promoting and encouraging financial inclusion.

Expertise & Objectivity

With years of experience in the financial industry

Thrifts & Credits

We promote and make thrift and credits systems easier.

Transparent Processes

Our user-friendly playform allow transparency across board.

Simplicity

We strive to ensure our system is usable by all demography.

ajohybrid
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Simple yet Powerful System Flow

Cooperatives can setup a store on the platform where they showcase their wares to potential buyers. Members can make purchases and track all that they have purchased.

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Increased Cooperative Membership & Engagement

With our unique member referral link, expanding your cooperative has never been easier. Now, your members can refer new cooperators from anywhere, ensuring that distance is no longer a barrier to growth. By sharing this personalized link, members can quickly invite others to join, helping to boost engagement and participation in your cooperative. This feature streamlines the onboarding process, allowing you to grow your membership base and strengthen community bonds effortlessly.

Collaboration Among Cooperatives & Contributors

Ajohybrid also empowers cooperation between multiple cooperatives through our platform’s ability to host multiple cooperatives. This feature, combined with our in-built marketplace, fosters integration and collaboration among different cooperatives, allowing them to work together toward shared goals. Whether it's resource sharing, joint ventures, or skill exchange, Ajohybrid supports the collective goals of cooperatives, ensuring a vibrant and connected community of cooperators.

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Get Our App for Easy Cooperative Management

Take advantage of our convenient mobile app to access our services anytime, anywhere as a cooperative member. Download our app today and experience the ease of managing your cooperative finances

  • Quick Loan Application
  • Secure and Private
  • User-Friendly Interface
  • Stay Connected